Here We Have Idaho: ICF Blog

For many attorneys, CPAs, and financial advisors, the last weeks of summer mark the beginning of year-end prep season. As clients return from vacations and turn their attention to tax and financial planning, it's an ideal time to revisit charitable giving strategies that could be important to help clients achieve their 2026 objectives. A popular strategy that deserves special attention in year-end planning is "bunching" charitable contributions.

You’ve no doubt noticed that Qualified Charitable Distributions (QCDs) continue to gain traction as one of the most practical and effective charitable planning tools for clients over age 70 ½. By allowing eligible clients to transfer funds directly from an IRA to a nonprofit without recognizing the distribution as taxable income, QCDs can help reduce adjusted gross income while supporting charitable priorities. For many clients, especially those who do not itemize deductions, a QCD is particularly appealing... Here are four examples of how the Idaho Community Foundation (ICF) can help your client achieve charitable goals through QCDs: